• Rajkot
  • Ahmedabad
  • Surat
  • Jaipur
  • Indore
  • Bhilwara

Loan Against Commodity (Warehouse Receipt Finance)

We help customers monetize their Agri produce to manage cash flows by obtaining loan against warehouse receipts. Both producers of the commodity and Agri-value chain partners processors can take benefit of the facility. It helps producers in managing their fund requirement without moving into distress sale of their produce. Agri-value chain partners/processors can use the facility to time their procurement strategy for optimizing returns without stressing their cash flows. IFS engages with one of the best collateral managers of the country to provide professional storage and ensure security of the Agri produce.

Features & Benefits:

  • Facility amount ranges from 10 lacs to 30 crores.
  • Facility offered in form of Credit Line valid for 12 months.
  • No financials required for loan up to 1 crore & basic financials required for loan up to 5 crores.
  • Finance also extended against demat stocks.
  • Quick turnaround time.


  • Producers, Processors, Traders or any other partners directly engaged in Post-Harvest Value Chain of Agri Commodities can apply.
  • Individual or Proprietor should be of minimum 25 years of age at the time of application. If above 60 years of age, a joint applicant is required.
  • Individual or Proprietor should be associated with the commodity for at least 2 years.


  • KYC documents - For Identity & Address Proof.
  • Constitution documents for Non-Individuals like Memorandum of Association (MOA), Articles of Association (AOA), Partnership Deed etc.
  • Mandi license (if applicable).
  • Shop & Establishment license.
  • One year audited report for facility up to 5 crores & last 2 years audited report for facility of higher amount.
  • 6 months Bank Statement.