• Addanki
  • Adilabad
  • Agar Malwa
  • Ahmedabad
  • Allagadda
  • Ariyalur
  • Armur
  • Atmakur (Nellore)
  • Atmakuru (Nandyal)
  • Attur
  • Badnawar
  • Balasinor
  • Banaganapalli
  • Bayad
  • Bhainsa
  • Bhilwara
  • Biaora
  • Chengam
  • Chittoor
  • Chittorgarh
  • Darsi 
  • Dewas
  • Dhone
  • Dhule
  • Gadwal
  • Giddaluru
  • Gooty
  • Gudiyatham
  • Gudur
  • Guntakal
  • Harur
  • Harur
  • Himmatnagar
  • Hindupur
  • Indore
  • Jagtial
  • Jaipur
  • Jammikunta
  • Jangaon
  • Jaora
  • Kakinada
  • Kallakurichi
  • Kamareddy
  • Kandukur
  • Karimnagar
  • Kavali
  • Kuppam
  • Kurnool
  • Madanapalle
  • Manchrial
  • Mandalgarh
  • Mandsaur
  • Markapur
  • Medak
  • Miryalaguda
  • Mumbai
  • Mysore
  • Nagarkurnool
  • Nagda
  • Naidupeta
  • Nandikotkur
  • Nandyal
  • Narayanpet
  • Nashik
  • Neemuch
  • Nellore
  • Nidadavolu
  • Nirmal
  • Nizamabad
  • Palamner
  • Panruti
  • Parmuru
  • Peddapally
  • Perambalur
  • Piler
  • Proddatur
  • Puttur
  • Raichur
  • Rajkot
  • Rajsamand
  • Ratlam
  • Rayadurgam
  • Sanawad
  • Sankarapuram
  • Shahpura
  • Sholinghur
  • Shujalpur
  • Siddipet
  • Sira
  • Srikalahasti
  • Surat
  • Tadipatri
  • Tenali
  • Tindivanam
  • Tirukoilur
  • Tirupati
  • Tirupattur
  • Tiruvannamalai
  • Toopran
  • Tumkur
  • Tuni
  • Ujjain
  • Vinukonda
  • Virudhachalam
  • Yemmiganur
  • Yerragondapalem  
  • Zaheerabad

Emergency Credit Line Guarantee Scheme

What is Emergency Credit Line Guarantee Scheme?

The Emergency Credit Line Guarantee Scheme (ECLGS) is an MSME loan scheme. It has been launched specifically to help MSMEs and other small business entities to deal with the working capital issues caused due to the impact of the ongoing COVID-19 pandemic and the subsequent lockdown.

This scheme provides an additional capital of Rs 3,00,000 crore to business enterprises, primarily MSMEs. This capital is a guaranteed emergency credit line to help MSMEs get their business operations back on track by provision of access to working capital at a time when credit has become difficult to obtain.

MSMEs and other business enterprises which are registered as proprietorships, partnerships or private limited companies will be the beneficiaries of this scheme.

Features of Emergency Credit Line Guarantee Scheme

  • Repayment tenure of up to 4 years
  • Moratorium of up one year on the principal amount will be offered, and you can pay only the interest component. The principal amount can be paid within 36 months post the moratorium period.
  • The scheme will be applied to all loans sanctioned under the GECL scheme till Oct 31, 2020 or till a GECL loan of INR 3 lakh crores is sanctioned (whichever comes earlier).
  • Separate loan account for borrowers who are sanctioned loans under this scheme

What is National Credit Guarantee Trustee Company (NCGTC)?

National Credit Guarantee Trustee Company Ltd (NCGTC) is a private limited company which was incorporated in 2014 by the Ministry of Finance as a wholly owned company of Government of India for acting as a common trustee for various credit guarantee schemes.

Through the ECLGS scheme, the NCGTC provides a 100% guarantee coverage in the form of a guaranteed emergency credit line (GECL) facility for an additional funding upto Rs 3 lakh crore to eligible borrowers.

Who is Eligible Borrower for the ECLGS Scheme?

Borrowers, for the purpose of this Scheme, will include MSMEs/ Business Enterprises which are constituted as Proprietorships, Partnerships, Registered Companies, Private Ltd companies and individuals who have availed loan for business purpose. Actual eligibility criteria will depend on a variety of factors, including Infinity Fincorp Solutions Pvt ltd’s policies at the time of loan application.

What is the Amount that Can be Borrowed?

Guaranteed Emergency Credit Line (GECL) scheme provided to eligible business enterprises or MSMEs in the form of additional term loan facility from FICCL would be upto 20% of their total outstanding loans up to Rs 50 crore as on 29th February 2020.

How to Apply for Emergency Credit Line Guarantee Scheme?

If you have an existing loan with us and would like to apply for GECL loans with us, please feel free to get in touch with us today. You can do so by:
Write to us at info@infinityfincorp.com, we will get back to you within 5 business days.

Repayment Terms of the Loan

A moratorium period of one year on the principal amount shall be provided for GECL funding. Interest shall, however, be payable during the moratorium period. The principal shall be repaid in 36 instalments after the moratorium period is over.

For further details about the scheme, please visit the page or go to the ECLGS FAQs page.

Click here to download Operational Guidelines for Emergency Credit Line Guarantee Scheme (ECLGS)

Click here to download Frequently Asked Questions (FAQs) on Emergency Credit Line Guarantee Scheme (ECLGS)

Fraud Alert

Awareness & Caution Against Fraudulent Activities

Valued customers and public at large are advised to be cautious against unscrupulous elements including some unaffiliated entities which are targeting and contacting unsuspecting customers whose typical modus operandi is via Phone calls , E-mails, SMSs, WhatsApp, Social Media Advertisements, Look -alike Apps, Publishing and enticing customers to avail their unlawful Debt counselling services with false assurance of acting -out to be bank itself etc, and mainly impersonating the Name/Logo of INFINITY FINCORP SOLUTIONS PRIVATE LIMITED (IFSPL) for misusing and committing fraudulent activities.

Please note that any person dealing with such fraudsters will be dealing at individuals own risk and responsibility. IFSPL and/or any of its member branch will not be responsible for any loss suffered or otherwise in this respect. Also, IFSPL runs no such Loan Apps or Social Media Apps such as Whatsapp / facebook etc as part of their profile pic and pushing fake loan offers to the innocent public, by luring them with false promises.

Also, we would like to advise that anyone wishing to avail services of IFSPL may kindly check the genuineness of the request and communication before indulging upon any such communications. IFSPL email ID contains “infinityfincorp.com” ALONE and does NOT contain any other domain name such as Gmail/Yahoo/Rediff etc., or in any other form.

IFSPL uses your information solely for legitimate business purpose, moreover, appropriate unrelenting legal action against such fraudulent person(s)/ agencies will be taken if found with mala-fide intentions committing the fraud.


Customers are advised to immediately report any suspicious incident /or incident of defrauding of money as a result of these fraudulent acts and practices to the authorities in their jurisdiction: -

- Police.
- Telecommunications regulator, including the Cyber Crime Cell.

RBI Customer Awareness Initiative

Be it an enquiry, feedback, or a simple suggestion, write to us & we’ll get back to you.

- info@infinityfincorp.com
- www.infinityfincorp.com
- Tel: +91 22 40356622